Transforming Microfinance Management: How eKisti Software Revolutionized Our Operations

Transforming Microfinance Management: How eKisti Software Revolutionized Our Operations
Loan Waiver
Allow partial or full waiver of loan interest or penalties with admin approval.
Top-Up Loan
Issue additional loans on top of active ones with conditions.
Loan Closure
Closes loans after full repayment.
Loan Insurance
Attach optional loan insurance for risk coverage.
Loan Write-Off
Write off non-recoverable loans with proper documentation and admin approval.
Loan Statements
Generates detailed loan statements.
Loan Application
Apply for loans with member and loan details.
Loan Rescheduling
Allows admins to adjust loan terms.
Guarantor Management
Add and manage guarantor details for each loan.
Interest Calculation
Auto-calculates interest based on loan terms.
Repayment Collection
Records repayments and updates balance.
Disbursement Tracking
Tracks disbursed loan amounts.
Loan Agreement Upload
Upload and store signed loan agreements with member records.
Loan History Tracking
Maintain full history of past and active loans for each member.
Loan Approval Workflow
Admins approve or reject loan requests.
EMI Schedule Generation
Generates EMI-based repayment plans.
Loan Types and Products
Supports different loan categories.
SMS/Notification Alerts
Send due date and repayment reminders via SMS or push notifications.
Branch-wise Loan Reports
Reports loans by branch for analysis.
Overdue and Penalty Tracking
Tracks due dates and applies penalties.

We, at Angaria Small Business Cooperative Society Ltd., are extremely satisfied with the services provided by Peart Technology Ltd through the eKisti Microfinance software. This software has made our microfinance operations much easier and faster. The product loan feature and auto profit payment system have significantly enhanced our workflow.

The eKisti software has simplified the process of loan disbursement, product loans, and profit distribution for our members. With the member mobile app, they can access real-time information on their balances and payment history, making it easy for them to stay up-to-date. Additionally, the software helps us generate reports and analyze data, which has improved our decision-making process.

eKisti's secure and user-friendly platform ensures the smooth continuity of all our financial activities. We have full trust in the support provided by Peart Technology Ltd and are ready to continue using their excellent services in the future.

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